Own Your Dream Vacation Home
At a fraction of the cost
Co-ownership makes vacation home ownership financially possible on your budget and your terms. True equity ownership, professional management, and the flexibility to use it your way.
Why Choose Fractional Ownership?
All the benefits of vacation home ownership without the full financial burden
Affordable Access
Own 1/4, 1/6, or 1/8 of a vacation home at a fraction of the full price. Make your dream home financially achievable.
Fair, Flexible Scheduling
Plum's Fair Use Schedule ensures equitable access. Schedule your vacation time with your co-owners through PlumConnect.
Real Equity Ownership
This isn't a timeshare—you own actual equity in a real property with appreciation potential. It's a true investment.
Structured & Secure
Every property has a clear Operating Agreement, LLC structure, and PlumCertified co-owners. No surprises.
Choose Your Property
Buy into any vacation home on PlumMarketplace or form a group to purchase exactly what you want. Not limited to resort condos.
Professional Management
PlumConnect for DIY management or PlumConcierge for completely hands-off ownership. You choose your level of involvement.
Three Ways to Buy
Choose the path that matches your timeline, flexibility, and preferences.
Buy an Existing Share
Browse PlumMarketplace and purchase a share that's ready now.
Best For
Want to move quickly
Found a property you love
Don't want to wait for group formation
Timeline
Immediate availability
Close in 30-45 days
Join a Group
Connect with others forming to buy a new property together.
Best For
Flexible on specific property
Want vetted co-owners
Enjoy collaborative process
Timeline
2-6 months to form group
Then standard purchase process
Start Your Own Group
Define your vision and recruit co-owners—family, friends, or vetted partners.
Best For
Specific location/property in mind
Want to buy with people you know
Willing to lead the process
Timeline
3-9 months to recruit & close
Depends on group formation speed
Why Choose Fractional Ownership?
All the benefits of vacation home ownership without the full financial burden
Full Ownership
Down Payment
Monthly Mortgage
Monthly Total
Annual Cost
$120,000
$3,195
$5,195
$62,340
Fractional Ownership
Down Payment
Monthly Mortgage
Monthly Total
Annual Cost
You Save
$75,000
$0
$344
$4,128
$58,212 / year
Fractional vs. Timeshare vs. Full Ownership
Feature
Fractional
Timeshare
Full Ownership
Real equity ownership
Appreciation potential
Affordable entry
Choose any property
Flexible scheduling
Can rent/Airbnb
Professional management
Lower ongoing costs
Co-Owner Stories
"Jenn recruited a group of families we knew from our kids' school. Plum handled all the complexity—the LLC, the agreements, everything. Now we all have a place at the beach and our kids have built incredible memories together."
Jenn & Co-Owners
Beach Group • Entrepreneurial Mom
"Three other families and us partnered to buy our mountain retreat. The Fair Use Schedule keeps everything equitable, PlumConnect makes coordination easy, and PlumConcierge handles all the bills and maintenance. It's been seamless."
The Mathias Family
Mountain Home • 1/4 Share
"We always wanted a beach house but couldn't justify the cost for the amount we'd use it. Fractional ownership through Plum made it possible. Now we have 6 weeks a year at our dream property for a fraction of what full ownership would cost."
The Anderson Family
Oak Island, NC • 1/8 Share
Common Questions
How does scheduling work?
Each property has a Fair Use Schedule that rotates usage fairly among all owners. You'll have guaranteed weeks each year, and can coordinate additional time with co-owners through PlumConnect. The schedule ensures everyone gets prime vacation times.
What if I can't use my scheduled time?
You can coordinate swaps with other co-owners through PlumConnect, or if allowed by your Operating Agreement, rent your time to others. Flexibility is built into the system.
Who are my co-owners?
All co-owners are PlumCertified, meaning they've passed background and credit checks. You can buy with family/friends, join a forming group of vetted individuals, or purchase into an existing share where you'll meet the current owners.
What are the ongoing costs?
Monthly costs include your share of property expenses (mortgage, taxes, insurance, utilities, maintenance) plus PlumConnect ($50/month) or PlumConcierge ($100/month). These are split proportionally among all owners.
Can I sell my share later?
Yes! Your share can be sold on PlumMarketplace just like any real estate. The existing structure, Operating Agreement, and management platform make resale straightforward. Plum charges a 3% marketplace fee when you sell.
How is this different from a timeshare?
With fractional ownership, you own actual equity in a real property—not just time. You can choose any property (not limited to resorts), have appreciation potential, flexible scheduling, and can rent your time. Timeshares typically depreciate and have very limited flexibility.
What if there's a disagreement with co-owners?
Your Operating Agreement includes dispute resolution mechanisms. Most issues are resolved through communication via PlumConnect. For serious disputes, the OA outlines mediation and arbitration processes. PlumConcierge can also help mediate.
Ready to Own Your Dream Vacation Home?
Start exploring your options today
Get Help with Co-Ownership.
Have questions? Our proficient Plum concierges are ready to assist on your co-ownership journey.