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      <image:title>Fractional Ownership Blog - The other side of Beaufort’s Airbnb regulations - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.plumcoownership.com/blog/plums-tech-forward-solution-is-helping-to-reshape-vacation-home-ownership</loc>
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      <image:title>Fractional Ownership Blog - Plum Coownership is Back with a Bang to Unlock Vacation Ownership</image:title>
      <image:caption>Doug Rich, CEO, Plum CoOwnership</image:caption>
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    <loc>https://www.plumcoownership.com/blog/6-keys-to-writing-an-mls-description-that-sells-co-ownership</loc>
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      <image:title>Fractional Ownership Blog - Investing in Fractional Ownership Amidst High Mortgage Rates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.plumcoownership.com/blog/best-places-to-co-own-a-mountain-house-in-north-carolina</loc>
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    <lastmod>2025-03-04</lastmod>
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      <image:title>Fractional Ownership Blog - Best Places to Co-Own a Mountain House in North Carolina - Banner Elk</image:title>
      <image:caption>Positioned high in the mountains in between Sugar and Beech Mountain, Banner Elk boasts mild summertime temps, and white winters with low humidity, a year-round destination perfect for perpetual porch sitters. Twenty-five minutes from the youthful city of Boone, Banner Elk offers a secluded serenity with nature not far from a city-center. Banner Elk provides opportunities for adrenaline junkies as well. There are two ski areas, ziplines over four miles long, snow tubing, the first alpine coaster in North Carolina, and a mile high swinging bridge that looks over black bears, bald eagles, otters, cougars, and of course true to the area’s namesake, elk. For those who prefer a more relaxed approach to nature, there are wineries, galleries, trails, restaurants, and music venues right in town. There is considerable diversity in its real estate, with a wide range of budgets and buyers, creating a co-ownership opportunity for everyone.</image:caption>
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      <image:title>Fractional Ownership Blog - Best Places to Co-Own a Mountain House in North Carolina - Boone</image:title>
      <image:caption>Most people are drawn into Boone by its vibrance and spectacular views. Being a college town, locals say that you feel the energy and youth pumping through the town. Not only do people frequent the vintage breweries and acclaimed farm-to-table restaurants, but they also snowboard, ski, hike, rock climb, fish, and everything else outdoors. There is no better time to co-own a vacation house in Boone as population and house appreciation continue to rise. Why settle for just one paradise when you can have two? With Plum co-ownership possibilities, you can revel in the tranquility of mountain living and soak up the sun at the beach. Explore our handpicked list of NC’s finest coastal co-owning locations and unlock the ultimate coastal-mountain combo!</image:caption>
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      <image:title>Fractional Ownership Blog - Best Places to Co-Own a Mountain House in North Carolina - Lake Lure</image:title>
      <image:caption>This location is perfect for those who are debating between lake and mountains for a co-owned second home. The lush Blue Ridge mountains provide the perfect backdrop for a day out on the lake. Even if you are not a fan of boating, there is year-round golfing, fishing, mountain biking, tennis, rock climbing, and spectacular views. A destination for autumn leaf peepers, the sheltering mountains provide cooler summers and warmer winters for a temperate, livable climate. Lake Lure is the one of the fastest growing locations for a second home, with the median listing price doubling in the last year. Its houses range from historically quaint to state of the art modernity and everywhere in between. While the competitive market might deter other potential buyers, Plum’s co-ownership allows for an affordable Lake Lure vacation home.</image:caption>
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      <image:title>Fractional Ownership Blog - Best Places to Co-Own a Mountain House in North Carolina - Asheville</image:title>
      <image:caption>Asheville is the perfect compromise for those who want to co-own a mountain house with an urban feel. The hip downtown is mere minutes from untouched, protected forests and quiet scenic vistas. Nicknamed the “land of the sky” by the locals,  the city boasts breathtaking views for all four distinct seasons. Even though there are lush summers and white-dusted winters, the climate is fairly temperate, perfect for outdoor enthusiasts. Pisgah National Forest and Mount Mitchell State Park are both ten to twenty minutes from downtown and have miles of trails for hiking and mountain biking. In addition to excursion opportunities, Asheville has a rapidly growing art scene with over 30 galleries in its River Arts District, innovative breweries and bakeries, and live music ranging from casual street performers to bigger names, like Bob Dylan, at the venue Orange Peel.  Asheville’s housing market is very competitive with the median home price up 17.3% from 2021 to 2022. Co-ownership cuts these rising prices into quarters or eighths making Asheville both affordable and accessible.</image:caption>
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      <image:title>Fractional Ownership Blog - Best Places to Co-Own a Mountain House in North Carolina - Cashiers</image:title>
      <image:caption>Only a few hours from Atlanta, Charlestown, and Asheville, the Cashiers is the perfect location for a second home-getaway. Cashier’s residents can partake in a laid-back lifestyle with access to boutiques, festivals, farmers markets, and more. Like most mountain residences, hiking, fishing, golfing, and mountain biking are close by. Cashiers’ homes have an elevated rustic personality, encapsulating a true modern cabin with extensive hardwood floors and high exposed wooden beams.</image:caption>
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    <lastmod>2025-02-05</lastmod>
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      <image:title>Fractional Ownership Blog - Vacation Home Co-Ownership LLC &amp;amp; Operating Agreements - Operating Agreements</image:title>
      <image:caption>Understanding and establishing operating agreements is an important early step in co-ownership. While tenancy-in-common and joint tenancy are often used, Plum believes an LLC offers the best method for protecting the interests and needs of co-owners. An LLC’s operating agreement provides a framework to address the myriad of issues that can arise during ownership.  The operating agreement spells out exactly how much each member has invested and what the percentage of ownership that investment entails. The robust operating agreement allows each member to plan their use of the property, and to know what their obligations are throughout the term of ownership. The groups will be able to define exactly how they will provide maintenance, upkeep and renovation to the property.  Addressing these questions at the onset of ownership allows each member to feel comfortable with their role in the LLC. Operating agreements also define what to do when the members want to move on from property.  The agreement can define a term of ownership so that each member knows the length of their obligation.  The steps necessary for transferring ownership of each members’ share can be agreed upon prior to any situation necessitating a transfer.  If one member has a need to leave the ownership group, the rest of the owners will know exactly what to expect and can plan accordingly.  Disputes will occur, but a comprehensive operating agreement will offer guidance on the steps necessary to get the group back to cohesion, and failing that, it will guide the group through the sale of the property.</image:caption>
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      <image:title>Fractional Ownership Blog - Own an Oasis:  A newly launched company has made owning a vacation home “plum easy.” - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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